Last Updated: June 30, 2026

Welcome to Kiborise (“we,” “our,” or “us”). By accessing and using kiborise.com.ng, you agree to comply with and be bound by the following Terms and Conditions.

If you do not agree with any part of these terms, please discontinue use of this website.

1. Acceptance of Terms

By accessing this website, you confirm that:

• You are at least 18 years old or using the site under parental supervision
• You agree to comply with these Terms and Conditions
• You agree to all applicable laws and regulations

2. Website Purpose

Kiborise provides educational and informational content related to:

• Investing
• Stocks
• Mutual funds
• Fixed income investments
• Financial literacy
• Investment apps and platforms reviews 

All content is published for informational and educational purposes only.

3. No Financial or Investment Advice

The information provided on this website does not constitute:

• Financial advice
• Investment advice
• Legal advice
• Tax advice

You should conduct your own research and consult qualified professionals before making financial or investment decisions.

We are not responsible for any financial losses or decisions made based on the content published on this website.

4. Accuracy of Information

We strive to provide accurate and up-to-date information. However, we do not guarantee:

• Completeness
• Accuracy
• Reliability
• Availability
• Timeliness

Financial markets and regulations may change over time, and information may become outdated.

5. Intellectual Property Rights

Unless otherwise stated, all content on this website including:

• Articles
• Graphics
• Logos
• Images
• Videos
• Branding
• Website design

is the intellectual property of Kiborise and is protected under applicable copyright and intellectual property laws.

You may not:

• Reproduce
• Republish
• Distribute
• Sell
• Copy
• Modify
• Scrape
• Use content for AI training or commercial purposes

without prior written permission.

6. Acceptable Use

By using this website, you agree not to:

• Violate laws or regulations
• Attempt unauthorized access
• Disrupt website operations
• Distribute malware or harmful code
• Use automated tools to scrape or harvest content
• Misuse comments or contact forms

We reserve the right to block users or bots engaging in abusive behavior.

7. AI Crawlers and Automated Access

Unauthorized automated scraping, bulk extraction, or use of website content for machine learning or AI model training is prohibited unless expressly permitted in writing.

Access restrictions described in our robots.txt and related technical controls must be respected.

8. Third-Party Links

This website may contain links to third-party websites for informational or affiliate purposes.

We do not:

• Endorse third-party content
• Control external websites
• Guarantee the accuracy or reliability of external resources

Users access third-party websites at their own risk.

9. Advertising and Affiliate Disclosure

This website may display:

• Google AdSense advertisements
• Sponsored content
• Affiliate links

We may earn commissions from qualifying purchases or advertising interactions at no additional cost to users.

Advertising partners may use cookies and tracking technologies according to their own privacy policies.

10. Limitation of Liability

To the fullest extent permitted by law, Kiborise shall not be liable for:

• Direct or indirect losses
• Financial losses
• Investment losses
• Data loss
• Service interruptions
• Errors or omissions in content

Your use of the website is at your own risk.

11. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis without warranties of any kind.

We do not guarantee:

• Continuous availability
• Error-free operation
• Security from threats or vulnerabilities

12. Privacy

Your use of this website is also governed by our Privacy Policy.

Please review our Privacy Policy to understand how we collect and process user data.

13. Changes to These Terms

We reserve the right to modify or update these Terms and Conditions at any time without prior notice.

Changes become effective immediately upon publication on this page.

Users are encouraged to review this page periodically.

14. Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

15. Contact Information

If you have questions regarding these Terms and Conditions, contact us at:

Website: kiborise.com.ng

Email: hello@kiborise.com.ng

16. Consent

By accessing and using this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.